In this two day workshop,participants engage in hands-on activities to help them identify and avoid deceptive practices, which impair home ownership.

Who should attend?
Housing professionals, housing counselors, and home buyers.

Objectives:
Upon completion of this workshop, participants should be able to:

• Describe and explain the home-buying process.
• List and describe various statutes that prohibit lending discrimination.
• Explain protections under the Fair Housing Act.
• Understand the benefits/downfalls of refinancing and alternative to refinancing.
• Differentiate between different types of loans and understand the advantages and disadvantages of each.
• Identify overly aggressive marketing techniques and what, if any, actions they can take to address them.
• Identify deceptive tactics and practices that consumers
  should avoid in the home-buying process.

Engage in hands-on activities that help buyers understand the different steps to sustainable home ownership.

Who Should Attend?
• Housing professionals
• Housing counselors
• Home buyers

Objectives:
Upon completion of this course, participants should be able to:
• Describe the conditions that led to the mortgage and foreclosure crisis
• Describe the evolving lending market, including governmental financial reform efforts
• Understand the foreclosure process
• Distinguish between the roles of those involved in the foreclosure process (i.e., servicers, investors, etc.)
• Identify various foreclosure prevention provider scams
• Learn about available government resources that address foreclosure prevention provider scams
• Describe the various stimulus programs and how they can help borrowers.